商业根系统是基于MIN与区块链技术的供应链金融平台，商业根系统为在此系统上注册的企业进行身份验证、商业活动记录、关系管理保护和信贷凭证分发等功能，可以帮助企业记录、追溯、维护所有的商业信息，增强企业数据的安全性和可溯性。
其中区块链是用PPoV共识算法搭建的，PPoV共识算法是一种新型联盟链共识算法，它把网络中的节点划分为五种角色，把记账权和决策权分离，所有记账节点均具有记账权，决策权则由投票节点掌控，所有的事务均需经过投票节点的审核才能存储到区块链汇总。投票节点通常有多个，PPoV通过投票证明的机制实现投票节点的去中心化，因此是一种部分去中心化的共识算法。
除此以外，使用多标识网络体系MIN（Multi-Identifier Network）进行网络部署和节点配置。MIN-VPN是基于多标识网络体系MIN实现的虚拟专用网络软件系统，主要用于在公用网络上建立专用网络，进行可溯源、可认证以及可管控的加密通信。
Commercial root system is based on MIN and block chain technology platform for the supply chain finalice, commercial root system for registered enterprise authenticate on this system, records, relationship management, protection and business credit voucher distribution, and other functions, can help enterprises to record, traceability, maintaining all business information, the enhancement enterprise data security and traceability.
Which block chain is built from PPoV consensus algorithm, PPoV consensus algorithm is a new type of chain alliance agreement, it is divided into five kinds of roles in the network node, the rights and decision-making power separation of charge to an account, all nodes of charge to an account has the right to charge to an account, the decision-making by the voting control node, all transactions are required to pass through voting review summary can be stored in the block chain nodes.There are usually multiple voting nodes. PPoV realizes the decentralization of voting nodes through the mechanism of voting proof, so it is a partially decentralized consensus algorithm.
In addition, MIN (Multi-Identifier Network) is used for network deployment and node configuration.Min-vpn is a virtual private network software system based on multi-identifier network architecture MIN. It is mainly used to establish a private network on a public network and carry out traceable, authenticated, and managed encrypted communication.
商业根系统主要业务有应收账款融资、仓单融资、预付款融资三种。
应收账款融资
应收账款融资是指企业以自己的应收账款转让给银行并申请贷款，银行的贷款额一般为应收账款面值的50%-90%，企业将应收账款转让给银行后，应向买方发出转让通知，并要求其付款至融资银行。
仓单融资
仓单融资指融资企业以电子仓单作为质押物向银行申请贷款的业务模式，其中此电子合单是由专业的仓储公司出具的且是银行认同的问。它可以缓解融资企业在生产过程中出现的资金无法周转的压力。
预付款融资
订单融资是指上游的中小企业和下游的核心企业双方签署订单合同，中小企业拥有有效订单，但无足够资金进行生产，向银行申请融资，银行审查订单合同虚实以及中小企业和核心企业资信状况，贷款给中小企业，由第三方物流企业全程监控订单完成过程并运送货物给核心企业，核心企业付款后银行回款的过程。
The main business of the commercial root system includes accounts receivable financing, warehouse receipt financing and prepayment financing.
Accounts receivable Financing
Accounts receivable financing refers to the enterprise to own accounts receivable transfer to the bank and apply for a loan, the loan amount of the bank is generally 50%-90% of the face value of accounts receivable, the enterprise will be transferred to the bank, the buyer should send a transfer notice, and require its payment to the financing bank.
Warehouse financing
Warehouse receipt financing refers to the business model in which a financing enterprise applies for a loan from a bank with the electronic warehouse receipt as collateral, in which the electronic receipt is issued by a professional warehouse company and approved by the bank.It can alleviate the pressure of capital turnover in the production process of financing enterprises.
Prepayment Financing
Order financing refers to the signing of order contracts between upstream smes and downstream core enterprises. Smes have valid orders but not enough funds to carry out production, so they apply for financing from the bank. The bank reviews the insufficiency of order contracts and the credit status of smes and core enterprises, and lends money to smes. The third party logistics enterprise monitors the whole process of order completion and delivers goods to the core enterprise. The core enterprise pays and the bank receives the money.
